The Cash Flow Tab is used to track the client's sources of Income and Expenses. Junxure calculates the total Income, the total Expenses and the Net Cash Flow on a Monthly/Quarterly/Annual basis. If some of the calculated fields do not update after entering the information, all you will do is refresh the screen by clicking on another tab and then click the Cash Flow Tab again.

In this topic, we will cover the following:

• Access the Cash Flow Tab
  
• Add Income or Expenses to the Cash Flow Tab
  
• Copy Cash Flow Items Across Data Years
  
• Print Cash Flow Reports
  

Access the Cash Flow Tab

Open a contact record and click on the Cash Flow Tab.

• Copy to New Year: Copies the income and expense information from the selected year to a new year.
  
• Print: Enables you to print a report showing the displayed cash flow year or all cash flow years.
  
• Select Cash Flow Year: Click the down arrow to select a cash flow year.
  
• Income Type: Source, such as investment income, salary, social security, etc. Click the down arrow to select the income type from the list. These criteria are created through List Data Maintenance.
  
• Income Interval: The frequency of this income. The interval is used in the Totals calculations at the bottom of the screen. Click the down arrow to select the intervals: select M for Monthly, Q for Quarterly, or A for Annually.
  
• Income Amount: The income amount received at each income interval, which is used to calculate the Monthly, Quarterly and Annual net cash flow fields at the bottom of the screen.
  
• Income Description: An additional description or note about the income type.
  
• Monthly: The total monthly income, calculated from the Income Amount and Income Interval entries above.
  
• Quarterly: The total quarterly income, calculated from the Income Amount and Income Interval entries above.
  
• Annual: The total annual income, which is calculated from the Income Amount and Income Interval entries above.
  
• Expense Type: The expense source, such as auto payments, utility payments, credit card payments, and so on. Click the down arrow to select the income type from the list. These criteria are created through List Data Maintenance.
  
• Expense Interval: The frequency of the expense. The interval is used in the Totals calculations at the bottom of the screen. Click the down arrow to select the intervals: select M for Monthly, Q for Quarterly, or A for Annually.
  
• Expense Amount: The expense amount received at each expense interval, which is used to calculate the Monthly, Quarterly and Annual net cash flow fields at the bottom of the screen.
  
• Expense Description: An additional description or note about the expense type.
  
• Grand Summary: The total monthly/quarterly/annual income/expense, which is calculated from the total entries above.
  
• Total Income Monthly/Quarterly/Annually: This is the net cash flow. Junxure calculates this number based on the Income Amount, Income Interval, Expense Amount, and Expense Interval entries above.
  

Add Income or Expenses to the Cash Flow Tab

Keeping track of a client's cash flow can be a key part of financial planning. The Cash Flow tab is a great place to keep track of all the income and expenses for the client so you can get a better picture of their overall financial position. Follow the steps below to add cash flows.

Go to a contact record and click on the Cash Flow Tab.

Complete the following steps:

• At the top of the tab, select the cash flow year using the drop-down menu. Add income sources in the top grid, expenses in the bottom grid.
  
• Click the down arrow in the Type field to select the source of income or expense such as Salary, Annuity payments, or Disability benefits.
  
• Select the interval for income or expense. A = Annual, M = Monthly, Q = Quarterly. Remember to match the interval to the dollar amount in the next field. Junxure will calculate the other fields based on your entry (Example: if the Monthly income is provided, the Annual and Quarterly income will be calculated.)
  
• Enter the amount of the income/expense source.
  
• Enter a description to give additional information to identify the source.
  
• Repeat steps until all income and expense sources are entered for the selected cash flow year.
  
• To view different calculations of the columns, click on the Sigma sign as circled in red below. A menu that is similar to the one below will be brought up. Choose which calculations you would like Junxure to run on the data in that column.
  

Copy Cash Flow Items Across Data Years

Some contacts may have cash flows that stay fundamentally the same from year to year, with a few minor changes. Use the Copy to New Year tool to copy all income sources and expenses from one year to another so you can make minor modifications as needed.

Open a Contact Record and click on the Cash Flow Tab.

Click the down arrow to the right of the Select A Cash Flow Year field to select the cash flow year you want to copy. Click the Copy to New Year button.

A message may appear, indicating there are already entries in the selected year. Click Yes to delete the existing entries or click No to cancel. After the items are finished copying, you see a message indicating the number of items copied. Click OK to clear the message.

Print Cash Flow Reports

To print a report showing either the current year (Example: Year displayed on the Cash Flow Tab) or every years' cash flows, use the Print button in the upper right. This prints a report that shows inflows and outflows of cash for the client as manually entered.

Open a Contact Record and click on the Cash Flow Tab. Use the Print drop-down menu in the upper right to choose either the current year or all the years’ report.

When Junxure generates the report, a new window like the one below will open:

Current Year Report

All Years Report